1. Key Takeaways from the IR: What Was Discussed?

Hecto Financial focused on explaining its business performance and current status, emphasizing the growth potential of new businesses such as kiosks and data services to attract investors.

2. IR Analysis: Positive Factors vs. Potential Risks

  • Positive Factors
    • Strengthened communication and increased trust with investors
    • Highlighting the growth potential of new businesses
    • Improved investment sentiment due to the interest rate cut trend
  • Potential Risks
    • Possibility of stock price decline if market expectations are not met
    • Concerns about high debt ratio
    • Information transparency issues due to past disclosure errors

3. Investment Strategy: An Action Plan for Wise Investors

  • Carefully analyze the IR announcements: Verify actual growth drivers and profitability improvement plans
  • Check financial soundness indicators: Review debt ratio management plans and financial structure improvement efforts
  • Closely monitor market reactions: Flexible response to positive/negative reactions

4. Conclusion: Investment Opportunity or Trap?

This IR is an important opportunity to confirm Hecto Financial’s future growth potential. However, potential risks also exist, so careful analysis and judgment are required before making investment decisions.