1. What Happened? : SCRI’s Q2 2025 Earnings Breakdown

SCRI reported KRW 15.4 billion in revenue, KRW 6.5 billion in operating profit, and KRW 5.1 billion in net profit for Q2 2025, marking a substantial improvement from Q1. Year-over-year growth was particularly strong, primarily driven by the growth of its core credit inquiry service.

2. Why Did This Happen? : Factors Behind the Strong Performance

The growth in credit inquiry services is closely linked to the increased use of big data following the revision of the Data 3 Act and the revitalization of the MyData business. The company’s cost optimization efforts also contributed to the increase in operating profit. However, the sluggish performance of some business segments, such as debt collection and credit investigation, remains a concern.

3. What’s Next? : Future Outlook and Investment Points

SCRI’s future outlook presents both opportunities and challenges. While the growth potential of the credit information industry is positive, intensified competition and regulatory risks warrant caution. Securing new growth engines, such as AI technology adoption and data utilization business expansion, will be crucial.

4. What Should Investors Do? : Investment Strategy

While the current stock price reflects the improved earnings, a conservative investment approach is recommended considering the uncertainties surrounding intensified competition and the sustainability of growth. Close monitoring of the company’s performance in new businesses and its ability to secure market competitiveness is crucial.