1. Shinhan Financial Group’s Q2 2025 Performance: A Look at the Numbers

Shinhan Financial Group reported a consolidated net income of KRW 3.0374 trillion in the first half of 2025, marking a 10.6% increase year-over-year. Both interest and non-interest income showed balanced growth, notably benefiting from the disappearance of one-off costs related to Hong Kong H-shares ELS. Solid performance across banking, securities, and insurance segments drove the overall positive results.

2. What’s Behind the Strong Performance?

This strong performance is attributed to Shinhan’s proactive efforts, such as accelerating digital transformation and venturing into new business areas. The digital platform MAU surpassed 27.5 million, demonstrating an expanding customer base and strengthened digital competitiveness. The company also focused on securing future growth engines by entering the senior market and enhancing its data business competitiveness. Furthermore, the decision to repurchase and retire KRW 800 billion worth of treasury stock signals a commitment to enhancing shareholder value.

3. Key Takeaways from the September IR

The September 8th IR is expected to unveil details on the first-half performance, as well as the company’s strategy for the second half of the year and its future growth engines. Pay close attention to updates on their digital transformation, new business development progress and plans, and strategies to address macroeconomic uncertainties. This information will allow investors to assess Shinhan’s future growth potential and investment value.

4. Action Plan for Investors

  • Attend the IR or review the materials: Participate in the IR event directly or thoroughly examine the released materials to understand the key announcements.
  • Monitor macroeconomic indicators: Continuously track changes in macroeconomic indicators such as interest rates and exchange rates and analyze their potential impact on Shinhan’s stock price.
  • Consult expert opinions: Seek insights from investment professionals to aid in your investment decisions.